Question 1

Do you check my credit score?

Accepted Answer

We pull a soft file for identity and fraud purposes, but approval is not driven by a credit score. Our lender network underwrites the business: revenue, deposits, processing volume, contracts, collateral, and the story behind the numbers. If a bank declined you over credit, that decline is not how we read your file.

Question 2

Do I have to take a merchant cash advance?

Accepted Answer

No. We are not an MCA shop and we do not require one as a condition of funding. If a revenue-based structure genuinely fits your business, we will show it to you next to the alternatives so you can compare the real cost.

Question 3

How fast can I actually be funded?

Accepted Answer

A complete application takes a few minutes. Bridge and crypto-backed facilities can disburse in 24 to 72 hours. Most other programs fund in as little as 5 business days once your verification steps are complete.

Question 4

What is a crypto-backed business loan?

Accepted Answer

Capital drawn from crypto investment trust funds and secured against digital assets rather than your credit file. It carries the highest approval rate and the quickest disbursement of anything we offer. We help you convert the payout into your bank account, and loan proceeds are not a taxable event — we will connect you with accounting support to document it properly.

Question 5

Why do you ask for a verified crypto exchange account?

Accepted Answer

So that if a crypto-backed facility is secured for you, disbursement is not held up waiting on identity checks at the exchange. Getting verified on Coinflip OTC, Kraken, or an equivalent venue ahead of time turns a multi-day delay into a same-day payout. We walk you through it inside your dashboard.

Question 6

I process payments through Stripe. Does that help?

Accepted Answer

Considerably. Stripe settlement history is one of the cleanest underwriting files there is. Add your merchant details in your dashboard and we can underwrite against processed volume instead of a bureau report.

Question 7

How much can I borrow?

Accepted Answer

From $10,000 up to $100,000,000 depending on the program, your revenue, and the collateral or contracts supporting the request.

Question 8

Is there a cost to apply?

Accepted Answer

No. Applying is free, takes minutes, and does not commit you to anything. You only proceed once you have reviewed a written offer.

Frequently asked questions

The things everyone asks

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